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SOHO stands for Small Office, Home Office and it’s used to refer to people who work from home. With the cost of business premises still high even though the housing market is in free fall, it’s natural to base start-ups in the spare room and the garage for storing inventory. With computers, people can easily work from home. Employers cut their expensive office overheads by having their full-time staff telecommute. The self-employed freelance or run e-commerce sites. Unfortunately, most people seldom think about home insurance. They have their home insurance policy but never read the...
We’re into murky waters with questions about losing or switching employment. No-one wants to think about times of uncertainty, but if the economy continues its current problems, you have to plan round the jobs you have and can get. The Health Insurance Portability and Accountability Act of 1996 (HIPAA), which took effect in April, 2003, was designed to give you some protection for health insurance coverage when you are switching between jobs. To get HIPAA coverage, your most recent cover must have been through a health plan. In total, you must have had at least eighteen months of continuous...
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It may already be obvious that our modern society involves careful planning in order for us to survive; gone are the days of barter exchange where the ability to easily and accessibly trade goods. The fact that we have adopted money as a medium of exchange in many ways allows for more enterprise, flexibility and development, but also requires that care be taken when making financial decisions. There is now a universal need to create assets or to maintain the ones we already possess and, once this is addressed, it provides a solution as to how to pay for our liabilities and sustain our existence....
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