When life is going along well, there are rarely temptations. You have everything under control and there’s no need to cut corners. But as the household budget comes under pressure, you have to keep the cost of essentials like auto insurance under control. No-one wants to risk driving out on the public roads without insurance. Cars are essential to most households. You don’t want to be put in the situation of having to choose between food and insuring the car. Yet, if you have picked up a traffic ticket, there’s a temptation not to pass the news on to your insurer. You’re... 

The way to the lowest possible auto insurance premiums is full of obstacles. You can be riding along smoothly one minute and find a small crater opening under your wheels the next. It often comes in the form of a traffic cop whose flashing lights in your rear view mirror attract your attention. This happy soul has noticed some infraction. Perhaps you ran a red light or were traveling a little too fast through town. Whatever the reason, a traffic ticket is looming. Your once spotless driving record may now carry a blemish. In this situation, it may be worth paying an attorney to avoid both the ticket... 

According to the New York Times, there is a real difference in the premiums paid by men and women of the same age for the same health insurance terms. The differences can be many hundreds of dollars. Even in an economy that was booming, it would be difficult to justify this price discrimination. But as the US appears to be entering a more difficult time and some people are even using the “r” word, the victimization of women in this way should be an urgent priority for the new administration to address when it takes over the White House in 2009. It’s not enough to talk in general... 

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