Are you sick and tired of paying the high costs of auto insurance? I am. With gas prices, the unstable economy, and the ever-evolving state of the housing industry, it is no wonder that people will go to great lengths to pay the lowest amount possible for their auto insurance. What you don’t want to do is to avoid paying for auto insurance altogether. Far too many people choose to ignore the fact that proof of valid auto insurance is necessary. If you drive without it, you could find yourself in a lot of trouble. It could mean a vehicle impoundment at worst and sky-rocketing insurance rates... 

When you sit behind the wheel of your off-roader, there’s so much metal around you. It’s easy to think nothing can ever go wrong. Who needs auto insurance? But then you meet someone like John and suddenly you aren’t as sure anymore. John was driving down from Eureka to Frisco. “It was early in the day so we decided to take off into the Lost Coast trails.” He smiled and talked for a while about his family’s love for nature. “We stopped a couple of times and mooched around. When the kids got hungry, we ate the food we’d bought along. It was all cool... 

This is a good year for drivers in California. Way back when in 1988, Proposition 103 received more than enough support from voters to pass. Basically, voters wanted car insurers to set rates based on the driver’s record and the number of miles driven. Three years ago, the Commissioner for Insurance introduced new rules prohibiting the use of ZIP codes as the primary factor for determining car insurance rates . These rules came into force July 14. This is one battle won for consumers’ rights. The war goes on. Zip codes remain a dominant factor in other states. Similarly, insurers also... 

The boring answer to this old riddle is, of course, a red sports car with one of those mufflers that rattles windows at one hundred yards when you rev the engine. Now we’ve all heard those myths, the stories that people who drive red cars are more likely to get speeding tickets. As you all know, it’s because red cars are actually faster than any other car on the road and, until you get used to that hair-trigger gas pedal, you’re likely to be burning up the blacktop by accident. Well, it’s a good story but it does beg the question, “What do auto insurance agents think... 

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